ESB RSA

REPRESENTING ESB PENSIONERS

AND STAFF ON VSS

  

LEVY FOR LIFE

ON OUR PENSIONS

THE GOVERNMENT’S LEGACY

____________________________________

 

Click Here for Link to Radio Kerry Interview with ESBRSA Chairman Tony Collins re 7.7% Pension Raise Claim

 

 

 

 

 

UPDATE 22nd May, 2020

We have been requested to put the information below on the ESBRSA Website by ESB Insurance.

ESB Staff Insurance Scheme

Motor Insurance COVID-19 Rebate from Allianz

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We hope you are keeping save and well during these difficult times.   We’re pleased to let you know that you can expect to receive a rebate of €30 in the form of a refund cheque shortly.   This refund is due to an expected fall in the number of claims as a result of fewer cars  on our roads during the COVID-19 restrictions. 

Cheque refunds will start to issue at the end of May.  The issuing of these cheques is a significant undertaking for Allianz, but you should receive your cheque by the end of June. 

We have 4 One4All  Vouchers for €50 each.  To be in with a chance to win one of these,simply email us : your name, your current home, motor or travel insurance policy number

(just one policy number will do for your entry) and the name of your new broker to our

email address: esbstaffinsurance@jlt.ie .  You must put “COMPETITION” in the subject title. 

 Alternatively you can call us on 01702669 to phone in your entry.   Closing date is 31st May. 

Good luck to all

 

UPDATE 19th May, 2020

With regret we inform you of  the death of Jim O’Neill (The Captain)

The death has occurred of James (Jim) O’Neill
Hollystown, Hollywood Rath, Dublin

O’NEILL (Hollystown, Hollywood Rath, Dublin 15 and Ex ESB TOD and Kilcock Golf Club) May 16th 2020 (suddenly but peacefully) at his home. James (Jim), beloved husband of the late Kathleen. Sadly missed by his son Seamus, daughter-in-law Nuala, grandchildren Orla, Aileen and Colin and Best Friend Shiela, and extended family & friends.

 

Due to Government advice and restrictions regarding public gatherings and to protect our most vulnerable family members and our friends, a private family funeral will take place.

RIP.ie notice for James (Jim) O’Neill

UPDATE 14th May, 2020

We have been requested to put the information below on the ESBRSA Website by ESB Insurance. Another update is expected soon regarding a rebate from Allianz.

COVID-19 Update From ESB Staff Insurance Scheme

COVID-19 Update From Allianz, The Insurer of ESB Staff Insurance Scheme

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IMPORTANT CONTACT DETAILS

Allianz Claims/Emergency 1890779999

(including Home Emergency Assistance/Roadside Assistance/Windscreens)

ESB Staff Insurance Scheme Team: 01-7026699 Option 5

ESB email contact: esbstaffinsurance@jlt.ie

Website: www.esbstaffinsurancescheme.ie

We recognise that these are uncertain times for everyone and we want to reassure you that our Claims Lines & 24/7 Emergency Assistance services continue to be maintained by our dedicated team of over 600 people here in Ireland (refer contact details below).

We’ve been working hard on additional changes to how we support all ESB Home & Motor customers as fairly as we can in these uncertain times.  We will be doing more too, and will share these changes with you as soon as possible

Today we want to share/remind you of some of the changes and supports that Allianz Ireland has put in place for ESB Home & Motor customers so that we can play our part during this national and international emergency.

What we are doing for ESB Home & Motor Customers: 

We are adding/reminding you about extra features to our motor and home insurance products to reassure all personal customers of our commitment:

1. Your Allianz policy covers remain fully active throughout this crisis – except where customers request otherwise and we agree to a reduction or suspension of cover;

2.  Auto-renew: Your policy is renewed automatically, unless you instruct us otherwise.  We won’t cancel your policy for non-payment unless we speak/communicate with you first.

3. Pay by interest-free salary deductions: Remember, if you are on the ESB payroll, you can opt to pay your premium by interest free instalments from your ESB salary- Simply call our team on 017026699 Option 5 before renewal and we’ll do the rest

4. Temporary additional drivers: ESB customers can add temporary additional drivers for up to 90 days (previously 42) at no additional charge;

5. Our Home Emergency Assistance and Roadside Assistance services continue to be available 24/7; Ring 1890779999

6. Remote working: For customers who have commenced working from home or remotely, enhanced and increased home office equipment cover is now provided under ESB household policies. Work duties are restricted to Clerical/Admin activities; see the FAQs below for more information;

7. Owner Occupied Home / Family Homes: The period of time after which we may exclude certain covers under your home insurance, due to the property being unoccupied, is 60 days.  This means that if you are unable to check on your home, full cover will apply for up to 60 days, at which point cover will be reduced as per our standard policy terms and conditions if the property remains unoccupied. This takes effect from 27th March onwards.

8. Holiday Homes: Similarly, if you have a Holiday Home the requirement for the property to be checked once every 30 days will be extended to up to 60 days during this time.

9. NCT tests: We understand that customers are unable to undertake NCT tests due to the Government restrictions at this time; and so we would like to reassure our existing and new customers that car insurance cover will continue to be provided and maintained during this time.

How we are supporting the community and those on the frontline:

In addition, we are also supporting our customers who are directly involved in fighting COVID-19.  These extra measures include:

 Car Cover for Volunteers: Car insurance use is extended beyond normal personal use for our customers helping within their community for voluntary purposes; e.g. to transport medicines or groceries to those in need, or to take those that may be ill or vulnerable to hospital or testing facilities;

Frontline Workers using their own car for work purposes: you are also fully covered per their policy terms when borrowing another car in an emergency or to get to work and breakdown assistance will automatically be extended when they need it during the crisis;

We’ve been operating in Ireland for over 100 years and throughout that time our focus has always been on sustainable, equitable and actionable measures to support our customers, our employees and the wider economy.  We’d like to thank all our customers for their support over the years and at this time.

Working From Home FAQ’s:

I am working from home. Am I covered?

Yes and there is no need to contact us to let us know you are working from home as the following measures are automatically in place to protect you:

Is equipment covered?

Your policy provides cover for Business equipment owned by you (or your employer for which you are responsible), up to a maximum of €4,000 with a single article limit of €1,500.

Are other family members covered to work from home?

The existing provisions cater for you working from home in connection with the ESB or its subsidiaries and have been extended under the current COVID-19 crisis to include cover to non-ESB employees permanently residing in your home

Can I hold an ESB meeting in my home?

No, your policy does not extend to cover third party liability i.e. you are not covered to hold meetings with anyone (whether ESB employees or otherwise) in your home.

I work remotely from a Shomera on my property.  Am I covered?

 If any policyholder has a Shomera, this must be notified to us to ensure cover is extended.  In addition, the building sum insured must be adequate to include same.

 

 

UPDATE 26th April, 2020

A photo of the 2007 Osprey and Clanwilliam House Long Service Awards Group has been added to the Gallery page

UPDATE 24th April, 2020

Dear Members,

May I refer to the previous update on the website (Update of 20th April 2020)

The letter to ESB Chief Executive objected in the strongest possible way to Superannuation Committee elections being held under existing Scheme rules. The Superannuation Committee is representative of serving staff only, who comprise only 29% of total Scheme membership.

This letter to the Pensions Regulator is putting those objections on record and asking for the Regulator’s assistance in this matter.

——————————————————————————————-

Mr. Brendan Kennedy, 

Pensions Regulator,

Pension Authority, 

Verschoyle House, 

28-30 Mount Street Lower,

Dublin DO2KX27

12th April 2020

Dear Sir,

It has come to the attention of ESB Retired Staff Association (ESBRSA) that ESB are in the process of seeking nominations for Superannuation Committee elections to be held in May/June 2020. This Committee approve retirement benefits for serving staff and ongoing benefits for pensioners. The Committee is comprised of 10 members, 5 nominees from the serving employees and 5 nominees from ESB Management.

These elections are being held despite strenuous objections from ESBRSA over the last 4 years or so that this Committee should not be re-constituted under existing Pension Scheme rules, given the changed demographics of Pension Scheme membership very much in favour of pensioners. Existing Scheme rules provide for nominees from serving employees only to fill committee positions. ESB serving staff/contributing scheme members, comprise only 29% of total scheme members and pensioners/deferred pensioners comprise 71% of the total membership.

ESBRSA & ESB have been participating in a Joint discussion Forum for the last 5 years or so to exchange views on topics of mutual interest. During that period, ESBRSA have put a lot of time & energy into discussing the changing demographics of ESB DB Pension Scheme membership, and the lack of pensioner representation on various bodies responsible for Pension Scheme Governance.

In the course of those Forum discussions ESB have acknowledged that the current Governance structures in the Scheme are not fit for purpose yet they are resisting any rule changes until the forthcoming legislation regarding the EU directive on IORPS11 is clarified. ESBRSA have stated that the process of changing Pension Scheme rules to facilitate representation for pensioners is separate and distinct from the provisions of IORPS11, which deals specifically with Trustee responsibilities and is not in any way linked to composition of Trustee Boards.

ESB’s intransigence in this matter is quite frustrating and this current exercise of holding Superannuation Committee elections under existing Scheme rules is totally undemocratic i.e excluding 71% of total Scheme membership i.e pensioners, from participating in the nomination and voting process for a body that ultimately makes decisions affecting all Scheme members.

There is still much to be done in order to achieve a fair and representative governance structure for ESB DB Pension Scheme.

1. The Superannuation Committee will be elected for a further 4-year term and continue to exclude representation from pensioners. This Committee continues to make decisions on benefits i.e. pension increases, and retirement benefits for serving staff

2. The Pensions Implementation Forum, which also does not include any pensioner representatives, makes decisions on pension increases and very recently was very much to the forefront in negotiating revised pension arrangements to facilitate proposals on the Minimum Funding Standard being agreed with ESB group of unions, representing serving staff only. Pensioners were excluded from this process.

This totally unbalanced governance structure that exists in ESB DB Scheme is undemocratic and discriminatory towards pensioners and ESB’s failure to address this imbalance is a clear indictment of ESB attitude to pensioners in this and other pension related matters.

I would appreciate your assistance in this matter and your advice as to what actions you could take regarding the above.

Yours sincerely

Tony Collins

Chairman, National Executive

ESB Retired Staff Associat

UPDATE (2) 23rd April, 2020

We have been requested by ESB MPF to put the information below on the ESBRSA website. It is important to note that ESBRSA has had no reply from MPF other than that below to our letter dated 9th April which was put on our website on the Update of 17th April.

For your information a comparison of the rebates that the major Health Insurance companies are making is as follows:

MPF
Premium plus member €50 per month rebate which equates to a 22.7% rebate on a monthly premium of €219.84
 
VHI
80% of subscribers to receive 45% refund
15% of subscribers to receive 55% refund
5% of subscribers to receive  60% refund
 
LAYA
Payment of €195 to all policy holders to cover 3 months
LAYA premia are for the most part 50% of MPF premium plus rates
 
Irish Life
Refunds of between 30% and 60% depending on policy cover
 
 

MPF Covid-19 Update for members 23 April 2020

In light of the Covid-19 crisis and the potential impact on private health insurance cover (primarily
delaying certain private procedures) the Trustees of ESB Medical Provident Fund have agreed the
following rebate for members for the period April to June inclusive 2020:

MPF Premium Plan member
Adult Over 25 years of age               €90                (€30 per month)
Adult 24-25 Age                                 €75                (€25 per month)
Adult 23-24 Age                                 €60                (€20 per month)
Adult 22-23 Age                                 €60                (€20 per month)
Adult 21-22 Age                                 €45                (€15 per month)

MPF Premium Plus Plan member
Adult Over 25 years of age           €150                 (€50 per month)
Adult 24-25 Age                              €135                 (€45 per month)
Adult 23-24 Age                              €120                 (€40 per month)
Adult 22-23 Age                              €105                 (€35 per month)
Adult21-22 Age                                €90                  (€30 per month)

The rebates will be paid over 3 months to subscribers in May, June and July 2020 and will be based on membership on the last day of the month for which the rebate is being processed.

The Trustees will further review the situation at the end of this 3-month period.

UPDATE 23rd April, 2020

The link below will bring you to a  letter from ESB in reply to ESBRSA’s complaint to the Chief Executive (see UPDATE dated 20th April) that pensioners who make up 71% of the DB Scheme are to be denied a vote and representation on the membership of the Superannuation Committee.

G Heavey 21 April 2020 letter

UPDATE 20th April, 2020

Dear Members,

RSA have been participating in a joint ESB & RSA discussion Forum for the past 5 years or so. One of the main topics for discussion has been the rapidly changing demographics of Pension Scheme membership in favour of pensioners and pro rata representation for pensioners on the Trustee Board and on the Superannuation Committee, the latter having no pensioner representation at all. The recent decision by Group Pensions to invite nominations for the Committee elections under existing Scheme rules, has angered and frustrated RSA participants in the Joint Forum, given the amount of time and energy devoted to this Forum over the past 5 years. This letter to ESB Chief Executive objects in the strongest possible way to these elections being held. The Superannuation Committee is representative of serving staff only, who comprise only 29% of total Scheme membership.

ESB RETIRED STAFF ASSOCIATION

ESTABLISHED 1974

NATIONAL EXECUTIVE COMMITTEE

T. COLLINS, JIM DEVLIN, M.KELLY. A. McCAFFERTY,

PETER LYNCH, TOM O’BRIEN

 

Mr. Pat O’Doherty 

ESB Chief Executive,

Two Gateway,

East Wall Road,

Dublin 3.

D03 A995

10th April 2020

Dear Pat,

I write to you regarding Governance of ESB Defined Benefit Pension Scheme.

I understand that ESB Pensions have recently issued a request to serving staff for nominations for Superannuation Committee elections despite strenuous objections from RSA over the last 4 years or so that this Committee should not be re-constituted under existing Scheme rules, given the changed demographics of Pension Scheme membership very much in favour of pensioners.

In these challenging and worrying times when the focus of the country and the world is on the current COVID-19 crisis, the saying “never waste a good recession” comes to mind and ESB using a recessionary period to introduce new measures i.e. 2010 Pensions Agreement following the 2008 market crash. This move to elect a new Superannuation Committee comes during one of the greatest recessions that this country and most of the world is experiencing.

Under the auspices of the Joint ESB & RSA Forum, RSA have, over the last 5 years or so, put a lot of time & energy into discussing the changing demographics of ESB DB Pension Scheme membership, currently comprised of serving staff (29%) and pensioners/deferred pensioners (71%).

In the course of those Forum discussions during that 5-year period ESB have acknowledged that the current Governance structures in the Scheme are not fit for purpose. Roma Burke (LCP), has provided independent advice on this topic and has agreed that Governance Structures are in need of review based on the changing demographics very much in favour of pensioner members.

It appears that RSA efforts in that 5-year period have been very much in vain, despite the evidence of numbers, so glaringly obvious, that the Superannuation Committee, is totally unrepresentative of all Scheme members, ESB have decided to hold elections for a Committee that will hold office for a further 4 years. This decision appears to based solely on the basis that the EU directive on IORPS11 has not yet been incorporated into Irish law and a company decision to make Governance changes once only. This decision also links that directive to the process of changing Scheme rules in order to facilitate changes to the composition of the Superannuation Committee.

Roma Burke, independent consultant (LCP) has clearly stated during a number of presentations to the Forum that the IORPS11 directive does not contain any proposals on the composition of Trustee Boards, which in ESB’s case includes the Superannuation Committee. RSA have also stated that the process of changing Pension Scheme rules to facilitate representation for pensioners is separate and distinct from the provisions of IORPS1, which deals specifically with Trustee responsibilities and is not in any way linked to composition of Trustee Boards.

ESB’s intransigence in this matter is quite obvious, a clear statement that Governance changes will be visited only once. It is also quite clear that there is reluctance on ESB’s part to raise this issue with ESBGoU who have a vested interest in the continuation of the status quo with regard to Committee elections. It was also quite evident recently, that every effort was made to expedite Scheme rule changes to facilitate this MFS process, yet rule changes to facilitate Pensioner representation on Superannuation Committee are being heavily resisted by ESB.

This current exercise of holding Superannuation Committee elections under existing Scheme rules is totally undemocratic i.e excluding 71% of total Scheme membership i.e pensioners, from participating in the nomination and voting process for a body that ultimately makes decisions affecting all Scheme members.

There is still much to be done in order to achieve a fair and representative governance structure for ESB DB Pension Scheme.

1. The Superannuation Committee will continue for a further 4 years to exclude representation from pensioners. This Committee continues to make decisions on benefits i.e. pension increases, and retirement benefits for serving staff

2. The Pensions Implementation Forum, which also does not include any pensioner representatives, makes decisions on pension increases and very recently was very much to the forefront in negotiating revised pension arrangements to facilitate proposals on the Minimum Funding Standard being agreed with ESB group of unions, representing serving staff only.

This totally unbalanced governance structure that exists in ESB DB Scheme is undemocratic and discriminatory towards pensioners and ESB’s failure to address this imbalance is a clear indictment of ESB attitude to pensioners in this and other pension related matters.

The failure of ESB to address this and other issues will be raised in due course with the Pensions Authority.

Yours sincerely

Tony Collins

Chairman, National Executive

ESB Retired Staff Association

Copy by email to : James O’Loughlin, Group Pensions & Insurance Manager

UPDATE 17 April, 2020

Dear Members,

You may have heard discussions on the airwaves regarding private medical insurance and services no longer available to subscribers. Private hospitals have been re-designated as public hospitals for the duration of the COVID-19 crisis. This letter requests financial compensation for MPF subscribers using the same criteria as other insurers such as VHI, Laya & Irish Life. These insurers have arrived at a compensation package for their members based on the level of cover that each policy holder has. We would expect that MPF will follow along these lines and RSA will follow up to ensure that this is done.

 

ESB RETIRED STAFF ASSOCIATION

ESTABLISHED 1974

NATIONAL EXECUTIVE COMMITTEE

T. COLLINS, JIM DEVLIN, M.KELLY, A. McCAFFERTY,

PETER LYNCH, TOM O’BRIEN

Mr. James O’Loughlin 

Group Pensions & Insurance Manager, 

Two Gateway,

East Wall Road,

Dublin 3.

D03 A995

9th April 2020

Dear James,

I write to you on behalf of RSA members who are currently subscribing to ESB Medical Provident Fund. I also refer to a recent conversation that RSA Vice-Chair, Tom O’Brien had with John Conneelly, Team Leader in Rosbrien.

The current COVID-19 crisis has, by necessity, changed the whole dynamic with regard to private medical insurance. Private hospitals have been, by agreement with the HSE, re-designated as public hospitals and as such will not available for private medical consultations and procedures for as long as this crisis continues.

There has been a lot of discussion on the airwaves recently regarding those people who currently have private medical insurance and due to the current COVID-19 crisis, cannot avail of the normal range of services that would be covered by their insurance policies.

I understand that some of the large medical insurers such as VHI, LAYA and Irish Life are currently in discussions with Government on the whole subject of private medical insurance and services no longer available to their subscribers with a view to agreeing financial compensation for members who find themselves in this situation.

RSA believe that MPF subscribers, who are in the same situation, i.e. paying for services that are no longer available to them, should also be entitled to whatever financial compensation is agreed by the other insurers with Government.

RSA will be watching, with interest, to see what the outcome of these discussions will be.

I would expect that the above issues would be high on the agenda of any discussions/meetings with MPF Trustees and would appreciate if you would advise the MPF official position at your earliest convenience.

I look forward to hearing from regarding the above.

Yours sincerely Tony Collins

Chairman, National Executive, ESB Retired Staff Association

 

UPDATE 2nd April, 2020

We have been requested by ESB Insurance to put the information below regarding Emergency Home Assistance below on our website for members information in light of the Covid-19 difficulties.

Emergency Home Assistance

COVID-19 – ESB Staff Insurance Scheme – Here to help in an Emergency

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​We hope you are all safe and well during this time.  We want to respond to your emergency as quickly as possible. As you can imagine, service levels may be impacted due to availability of tradesmen, but rest assured, we will do our utmost to assist you.  

 

WHAT IS EMERGENCY HOME ASSISTANCE?

An emergency is an unexpected event which damages or potentially could cause damage to your home. It usually calls for immediate action to prevent further loss or damage and to make your home safe and secure. To support you, your ESB home insurance policy now offers a new and improved service, Emergency Home AssistanceSo whether it’s a burst pipe or you lose your house keys ESB home insurance customers can now call 1800 779999 day or night. This service is a standard benefit on all ESB home insurance policies.

 

If you do not have home insurance and would like to talk to someone about setting up a policy call 01 702 6699 (option 5) now or email us on be esbstaffinsurance@jlt.ie

 

KEY BENEFITS OF EMERGENCY HOME ASSISTANCE

1.    Covers the cost of the call out, labour & materials (up to €300 per incident, four times per year)*

2.    Aim to have a certified tradesperson with you in 90 minutes

3.    Available 24/7/365

4.    No excess (this is not a claim so you don’t pay an excess)

5.    No affect on your No Claims Bonus

*Doesn’t cover wear and tear or loss or liability caused by any act carried out to provide the emergency service

 

HOW WE CAN HELP YOU

The main priority is that you know you can call us if you find yourself in a home emergency, like, but not limited to, the following:

·         Water Leak
Water moves fast but so do we! We cover emergencies inside your home such as burst pipes, blocked drains, damaged water tanks or leaking radiators

·         Locked out
We’ll get a locksmith to your home to cover theft, loss and damage to your lock and keys so you can get back in safely 

·         Broken windows
We cover broken glass in outside windows or doors which makes your home unsafe and vulnerable

·         Heating or electricity breakdown
If your heating system or electricity supply breaks down unexpectedly we can assist to restore it

 

AFTER A HOME EMERGENCY

We understand that immediately following an emergency can be difficult so that’s why we provide the following services to support and help you through it:

·         Overnight accommodation with transport for up to 4 people**

·         Transport and storage of your furniture for up to 7 days (up to 50km)***

·         Pass on urgent messages to your family at home or abroad  

**Subject to a maximum of €50 per person, up to a total of €200 for any one incident. Only applicable if we deem your home uninhabitable.

*** Subject to a maximum of €200 for any one incident. Only applicable if contents need to be removed for security reasons. ESB home insurance policies are underwritten by Allianz.

Visit us on www.esbstaffinsurancescheme.ie

UPDATE 23rd March, 2020

Some photos of TOD staff in 1967 have been added to the Gallery page. With thanks to Michael Hughes.

 

UPDATE 19th March, 2020

We have been requested by ESB Insurance to put the information below on our website for members information in light of the Covid-19 difficulties.

Dear Customer,

During this extraordinary time I hope that you, your loved ones and your colleagues are well. There is no doubt that this situation is impacting many of us in our daily work and life

With a continuously evolving situation like COVID-19 impacting our country and the global community, we all face a very challenging time. I want to assure you that our top priority is to protect the health and safety of our employees and our customers and we are putting every effort into ensuring we can continue to deliver the customer support and service you need during this time.

We have strong business continuity plans in place and we will continue to monitor and plan ahead for all eventualities in order to protect you and our employees during this unprecedented time, so you can be assured of receiving the highest level of service with minimal disruption from ESB Staff Insurance Scheme (see Useful Information below).  

Thank you for your continued trust and support. If you have any questions or concerns please do not hesitate to contact me or a member of the team on 017026699 Option 5 or email: esbstaffinsurance@jlt.ie

 

Andrea Byrne

Manager

ESB Staff Insurance Scheme

Phone: 0879483990

 

USEFUL INFORMATION

Daily Activities

We are endeavouring to operate remotely and are adequately equipped to do so but some activities can only be performed on site.  We are limiting the number of people in the office.

Counter Service Cancelled

Our Counter service is cancelled until further notice. Please do not call into our office.  Payments can be made by calling us on 017026699 Option 5, Option 1. 

Telephone Lines are Open

Our telephone lines and email service are open and staffed. However there are limitations on phone lines and I would ask that you be patient if you do not get an immediate answer. We are aiming to call back within 20/30mins. If you are expecting a call back, it will be from a blocked number so please answer (as the majority of the team are working remotely).

Email – For a quick response

For an efficient response to queries, please click on the link to use our email service:  esbstaffinsurance@jlt.ie

TIPS: The Motor line is the busiest. Bear in mind, when working remotely we do not have a call pickup function (i.e. we can only answer one call on each line at a time). Use email where possible for all Home/Motor/Travel queries, its much quicker : click here to email us: esbstaffinsurance@jlt.ie

 

RENEWALS

Home & Motor

Home & Motor renewals are renewed automatically.  We will not cancel your policy due to non payment unless we have written/spoken to you directly. 

If you pay by salary deduction, deductions for home and motor will stop a month priory to expiry and start up again the month after renewal eg.  A March renewal, the last deduction will be February and the first instalment of the renewal will be taken in April (for weekly/fortnightly/monthly paid staff)

Travel Insurance is not automatically renewed

Travel policies are no longer being renewed with AGA.  We have a new travel provider, Chubb insurance.  For more information or if you wish to purchase a policy please click the following link to access our website at www.esbstaffinsurancescheme.ie

Working from Home

  1. There are provisions to work from home for business or professional purposes related to ESB or its subsidiaries.  Under the current COVID-19 crisis Allianz have extended this cover to non-ESB employees permanently residing in your home
  1. Duties are restricted to Clerical/Admin activities
  1. This policy does not extend to cover third party liability i.e. you are not covered to hold meetings with anyone (whether ESBemployees or otherwise) in your home.
  1. This policy also provides cover for Business equipment (owned by you), limited to a total of €4000 with a single article limit of €1500
  1. Shomera:  If any policyholder has a Shomera, this must be notified to us to ensure cover is extended.  In addition, the building sum insured must be adequate to include same.

 

All of the above is subject to terms/conditions/restrictions/exclusions. 

 

This is a broad outline of the cover provided by ESB Staff Insurance Scheme Home policy.  We strongly recommend that you read the full wording which can be found on our website: www.esbstaffinsurancescheme.ie

 

 

UPDATE 27th. January 2020

The letter below appeared in  the Irish Times on 23rd January, While it refers specifically to the case of RTÉ pensioners it is significant for the fact that the government is blocking an increase for pensioners of a semi state body.

Dear Sir,

 I am one of thousands of retired semi state employees who spent their lives working for the state. ESB, Bord na Mona, RTE, Bord Gais etc etc. Most of us have no state pension. We were not allowed to pay the appropriate PRSI stamp because we all contributed to our respective Defined Benefit Superannuation Schemes. With the financial collapse in 2008, most of these Schemes stopped any increase in pensions, not unreasonably. In addition, the Noonan levy reduced our pensions by over 2% – in perpetuity in most cases. In 2018, the scheme of which I am a member decided after years of careful management and the best of actuarial advice to recommend a very small increase of 1%. It was decreed in law that such an increase had to be approved by the Minister for Public Expenditure and Reform. Almost two years have passed. The scheme is in excellent health and well able to afford the increase. Now, almost 12 years since our last increase in pension and almost 2 years since the application went to Government, Fine Gael has blocked this payment without explanation. Many of my colleagues are very elderly with very modest pensions – their own deferred salaries in effect. Our money. No cost to the public purse. Since 2008, the state pension has increased by 16%. Ours has decreased by over 2%. A proud record.

Yours. Tony O’Connor Dublin 16.

UPDATE 17th. January 2020

ESBRSA recommends that members make the following points to politicians seeking votes in the upcoming General Election.

ESB Pensioners :

  • Are members of a Statutory State Occupational Defined Benefit Pension Scheme which is
  • Not a Private Pension Scheme
  • But an analogue of the Public Service Pension but funded
  • Pension indexed to salary increases, Government Policy from 1970
  • Have No State Pension – A Government decision / imposition
  • 11 Years without a pension increase (last increase Jan 2009)
  • Pension today less than in 2009 (Government Levy)
  • Terms & Conditions of Employment included indexing to salary increases – ESB HAS RENEGED.
  • Have no representation
  • Have no access to arbitration or labour court.
  • No voice. No say. Excluded by ESB from negotiations on pension
  • Employees number a little more than one quarter of the members – but employees have representation and arbitration, and a say in pension matters
  • Minimum Funding Standard is preventing pension increases.
  • Minimum Funding Standard is destroying pension schemes – not protecting pensioners

UPDATE 24th. December 2019

The National Executive Committee (NEC) wishes all members a peaceful and enjoyable Christmas.

 

 

UPDATE (1) 30th November 2019

Link for Member’s Newsletter October 2019

 

UPDATE (2) 30th  November 2019

LOBBYING YOUR LOCAL TDs

We are urging all pensioners to make representations to their local constituency TDs and to make their case in their own words. To assist we provide below talking points, at least some of which, you may wish to raise with your TDs.

ESB Pensioner Priorities are:

  1. Pension increase(s)
  2. Representation and Arbitration
  3. Access to Pension Scheme Trustees
  4. Pension Protection (Social Welfare, Pensions and Civil Registration Bill 2017)

I have not had a pension increase since 2009 in my ESB pension

Most ESB pensioners do not have the state pension (pensioners first employed by ESB before April 1995)

  • Government is responsible for permitting ESB to keep its employees outside the social welfare system – denying us access to social welfare benefits including state pension.
  • This saved ESB from paying full rate employer PRSI contributions prior to April 1995
  • The state pension has increased by more than 8% since 2010.
  • ESB pensions have been frozen since 2010
  • ESB salaries have risen by 10% since 2010.

 

Representation and Arbitration.

Under their conditions of employment ESB Pensioners received pensions are per public service terms (1/80 per year of service) and paid public service PRSI.

ESB Pensions were first indexed in line with ESB salaries as expressly authorised by government in January 1972. By custom and practice over 40 years this indexing became part of your terms and conditions of employment.

Pensioners do not have available to them state recognition to organise collectively nor access to a state body such as the Workplace Relations Commission or the Labour Court to which they could refer a dispute concerning their occupational pension.

Government is still refusing to provide such recognition and access.

The Pension Ombudsman will only listen to complaints from individuals and not from organisations of pensioners such as ESB Retired Staff Association. We cannot go there.

The Pensions Authority is mandated by legislation to concern itself only with Scheme Trustees’ compliance with the Pension Act. We cannot go there.

Your contract of employment was that you undertook to provide your time, knowledge, skills, experience and labour to ESB for the duration of your employment and in return ESB was to pay you while you did so and provide you a DB pension on retirement indexed to wage increases. Given the nature and terms of that contract, your obligations finished the day you retired but ESB’s obligations require ESB to meet its terms over your lifetime. ESB has reneged on this contract.

Access to the Industrial Relations Machinery of the State is a basic right for workers.

 

Pensioners on DB pensions should also have access to the Industrial Relations Machinery of the State as far as their pension entitlements are concerned given the nature of their contract of employment / DB pension benefits due in retirement.

 

Did ESB have government approval to renege on your conditions of employment?

Lobby your TDs for Pensioner Representation and Arbitration

Legal Access for Pensioners to Pension Scheme Trustees

 

  • ESB DB Pension Scheme Trustees communicate with members (employees and pensioners) via their Annual Report, and over the last 3 years have met with members in a face to face meeting in the autumn of 2017, 2018 and 2019. The Trustees absolutely refuse to meet with ESBRSA (No right to collective representation).

 

  • If a Scheme is already in trouble and Trustees intend to restructure (read “reduce benefits”) they are obligated under the Pensions Act 1990 to make a Section 50 application to the Pensions Authority to reduce benefits and to provide for a 1 month consultation period for pensioner representative group(s) with Pension Scheme Trustees.

 

  • This is totally inadequate, as the only recourse that Pensioner Representative Groups would have during the stipulated one month consultation period would be to the courts, i.e. to obtain an injunction against the Trustees.

 

  • This right of appeal is too little too late for these groups and is of no practical value for reasons of cost.

 

  • What is required is an initiative by the Minister for Employment Affairs & Social Protection to amend the Pensions Act to allow for collective pensioner representation with the Trustees.

 

  • This principle of collective pensioner representation is already acknowledged under Section 50 of the Pensions Act.

 

  • Pensioners should have a legal right of access to Pension Scheme Trustees on an ongoing basis to discuss issues surrounding future Scheme funding, Actuarial Valuations, security of pensions including provision for pension indexation and the existence and quality of any enforceable guarantees on the Pension Scheme provided by the employer.

 

Pension Protection and the Social Welfare, Pensions and Civil Registration Bill 2017

Under current legislation, there is no obligation on employers to fund deficits in their Pension Schemes so there is no effective protection for pensioners against solvent employers reneging on responsibility to their Pension Schemes where a deficit arises. This can then compel Scheme Trustees to restructure the Schemes and reduce benefits by way of a Pension Act 1990 Section 50 application.

The proposed new legislation to be introduced in the Social Welfare, Pensions and Civil Registration Bill 2017 is an opportunity for Minister Doherty to introduce effective legal protection for Scheme members.

Solvent Employers who abdicate responsibility for their Pension Schemes and fail to make contributions to resolving Pension Fund deficits ought to face financial consequences.

The “Debt on the Employer” concept for the amount of an unresolved Pension Fund deficit needs to be enshrined in Irish Pension Law without further delay. This would ensure that solvent Employers would be liable to make payments to their Pension Schemes over a 12-month period, agreed with the Pensions Authority, to resolve a deficit in the Fund. A consequential Debt on the Employer would be incurred if the Employer fails to make payments.

Minister Doherty has bowed to pressure from corporate interests such as ESB, RTE and IBEC who have made very strong representations to prevent the “Debt on the Employer concept measure from being included in the bill. She has removed this provision from the current version of the Bill.

The Minister for Social Protection’s primary responsibility is to pensioners not to Corporate interests.

Ask your TDs “I am asking you as my public representative to support the re-introduction of the “Debt on the Employer” concept in the Social Welfare, Pensions and Civil Registration Bill 2017 to ensure effective protection for pensioners is included as part of this Bill”.

************************************************* 

 

UPDATE  24th  October 2019

ESBRSA Protest March  against exclusion from Representation by Government and ESB

More photos in the Gallery Page…..

 

Pensioners at the Protest

 

ESBRSA Protest arrives at Molesworth St.

 

Start of ESBRSA Protest March Kildare St. 23rd October 2019 against exclusion from Representation by Government and ESB

 

 

UPDATE  20th  October 2019

National Protest at Dáil Éireann on Wednesday 23rd October at 12 Noon

Following our successful protest last March, ESB Retired Staff Association (ESBRSA) will hold another national protest march in support of a pension increase and pensioner’s rights outside Dáil Éireann in Kildare Street at 12 Noon on Wednesday 23rd October 2019.

This is a National day of Protest and all 15 Branches of ESB Retired Staff Association will be participating.

We will be assembling on Kildare Street beside the Dept. of Agriculture and opposite the Dept. of Business, Enterprise & Innovation where Matt Kelly will distribute placards. There will be marshals in place to direct you to the assembly point. The attached map will give you the locations for the assembly point and protest.

Assembly will start at 11:30. Please be there by 11:45 and bring your high viz vest.

We will be wearing our high- viz yellow vests again so don’t forget to bring yours. Please check our website www.esbrsa.ie for updates
Please come out to support this Protest for a Pension Increase and your Rights as a Pensioner !!

 

 

UPDATE  (2) 19th  October 2019

With regret we inform you of the death of our member Mary Lennon of Mary St, Durrow, Co Laois. Mary was wife of the Late Hughie who was a truck driver in the former Portlaoise District.

 

Deeply regretted by her loving children Peader, Phil, Carmel, Martina, John, Eamon, Kevin, Niamh and Mark, sister Kathleen, sons in law, daughters in law, grandchildren, great-grandchildren, relatives, neighbours and friends.

Rest in Peace

Reposing in Brookhaven Nursing Home from 2.00pm on Sunday with Rosary at 8.00pm. Removal to Holy Trinity Church, Durrow, on Monday morning for Requiem Mass at 11.00am. Burial immediately afterwards in the adjoining cemetery.

Peacefully in the loving care of the nurses and staff of Brookhaven Nursing Home Ballyragget. Beloved wife of the late Hugh and mother of the late Maureen, Eugene and Emer.

Deeply regretted by her loving children Peader, Phil, Carmel, Martina, John, Eamon, Kevin, Niamh and Mark, sister Kathleen, sons in law, daughters in law, grandchildren, great-grandchildren, relatives, neighbours and friends.

Rest in Peace

Reposing in Brookhaven Nursing Home from 2.00pm on Sunday with Rosary at 8.00pm. Removal to Holy Trinity Church, Durrow, on Monday morning for Requiem Mass at 11.00am. Burial immediately afterwards in the adjoining cemetery.

RIP.ie notice for Mary Lennon, Durrow, Laois

UPDATE  (1) 19th  October 2019

With regret we inform you of the death of Anne Cullen wife of Charlie Cullen (Retired from ESB Athlone)

The death has occurred of Anne Cullen (née Moran)
Clonbrusk, Coosan, Athlone, Westmeath

Peacefully on Saturday 19th October 2019. Predeceased by her beloved brother Mattie. Sadly missed by her loving hisband Charles, her sisters Mary and Margaret, brother Willie, sisters-in-law, brothers-in-law, nieces, nephews, relatives and many friends.

Rest In Peace

Reposing at her residence (N37 W9P0) on Monday evening from 3pm with removal at 7-15pm to Our Lady Queen of Peace Church, Coosan, arriving at 7-30pm. Requiem Mass on Tuesday at 12 noon followed by burial afterwards in Coosan Cemetery.

RIP.ie notice for Anne Cullen, Athlone, Westmeath

UPDATE 8th  October 2019

Part of the attendance at the Trustees – Members Meeting at Aviva Stadium Landowne Road on 8th October 2019With thanks to Michael Hughes for the photo

 

 

 

 

 

 

 

 

 

 

 

UPDATE 7th  October 2019

A meeting where the Pension Fund Trustees will meet the fund members

Will be held on 

Tuesday 8th October 2019

At Aviva Stadium (Lansdowne Road) Dublin

At 5:00p.m.

There is car parking available.

Enter at Lansdowne Lane off Shelbourne Road.

 

We encourage all fund members to attend these meetings and express their views of the state of the Pension Fund and their pension.

A second meeting will be held on Thursday 10th October, 2019

At Hodson Bay Hotel, Athlone

At 5:00p.m.

 

 

UPDATE 4th  October 2019

Group photo on the occasion of a tribute to Peter Morgan who retired as Secretary of ESBRSA Tralee Branch after many years of service to ESBRSA
Front Row : Left to Right
Pat Moriarity, John Nugent, Chair. Waterford Branch. Peter Morgan, Former Secretary Tralee Branch. Tony Collins, Chair. National Executive Committee
Back Row : Left to Right
Ann McCafferty, Treasurer National Executive Committee Michael Guerin, Former Chair. Tralee Branch. Dennis Riedy, Chair. Tralee Branch. Tom O’Brien, Vice Chair. National Executive Committee. James Houlihan, Tralee Branch. Maurice Hayes, Tralee Branch. Breda Walshe, Treasurer Tralee Branch.

 

 
 
 
UPDATE  17th September 2019
 
Medical Provident Fund (MPF) AGM This Week
 
All MPF members should have received a notification of this year’s Annual General Meeting (AGM).
 
Each year MPF rotates it’s AGM to different locations to facilitate members around the country.
 
The MPF AGM takes place Thursday 19th September at the Hodson Bay Hotel, Athlone, commencing at 5:30 p.m.
 
 
 
UPDATE  10th July, 2019
 
 
 
A reminder for those members who would like to receive EM
The different ways for retired members to view the current bi-monthly EM publication are as below::
 
 
    This will give you access to an electronic copy of the current edition of EM, with which articles can can be enlarged.
 
 
2. To get on the circulation list to receive regular bi-monthly hard copies delivered by post to your home address you can email:             employee.communications@esb.ie with your Staff Number, name, home address and your Eircode.
 
 
3. A regular hard copy of EM magazine can also be requested by writing to:
 
ESB Employee Engagement & Communications
Gateway Two,
East Wall Road
Dublin 3
D03 A995.

UPDATE  3rd June, 2019

On Wednesday 5th June at 9:35p.m. on RTE 1 ………

RTE INVESTIGATES

Programme titled “THE ESB LEAKS” will be broadcast !!!

Current affairs report on a hidden area of Irish life.

UPDATE  20th May, 2019

REMINDER

All members of H.O. Branch, please note that the AGM is on on Tuesday 21st May at Wynn’s Hotel Abbey St. Dublin 2 at 2:15 p.m.

 
ESB RETIRED STAFF ASSOCIATION, HEAD OFFICE BRANCH
NOTICE OF AGM 2019 AT WYNN’S HOTEL
 
Notice is hereby given that the 26th Annual General Meeting will be held at Wynn’s Hotel Lower Abbey Street, Dublin 1, on Tuesday 21st May 2019 at 2.15 PM.
You are encouraged to attend. This is an opportunity to let your views be known and to be updated on matters affecting pensioners.
Tea/Coffee/ Biscuits will be provided following the meeting.
 
AGENDA
1. To approve the Minutes of the 2018 AGM.
2. To consider the Secretary’s Report for the year ended 31.03.2019
3. To consider the Treasurer’s Report for the year ended 31.12.2018.
4. To appoint an auditor for the year 2019.
5. To receive a report on the following:   PENSION INCREASE/PROTEST ACTION   REPRESENTATION RIGHTS   TRIDENT ACTUARIAL REPORT (CIRCULATED FEBRUARY 2019 ).   ESB/RSA FORUM.   PENSION SCHEME GOVERNANCE STRUCTURES
6. To elect Honorary Officers and Committee Members for the year 2019/2020.
7. To consider any other business.
 
Brian Glover,
Branch Secretary

UPDATE  27th March, 2019

ESBRSA DÁIL PROTEST MOLESWORTH ST.
Photo Thanks to Pat Dromey

The National Executive Committee (NEC) sends it’s appreciation and thanks to all who attended today’s protest at Dáil Éireann.

Particular thanks to the fifteen branches nationwide who were represented at the protest, those who traveled long distances and those whose attendance was very burdensome.

The links below will bring you to video coverage by The Irish Times and the Irish Independent

Irish Times link to Protest March Report

Irish Independent link to Protest March at Dáil report

UPDATE  (2) 26th March, 2019

With regret we inform you that the death has occurred of Kieran Smyth
Mlange, Ballykeeran, Athlone, Westmeath / Carlingford, Louth

· Peacefully on the 25th March 2019. Retired ESB. Ballykeeran, Athlone and late of Carlingford, Co. Louth. Predeceased by his brothers Peadar, Kevin and Antion. Sadly missed by his loving wife Kay, son Hector, daughters Grainne, Nina and Cathy, brother Seamus and sister Bernadette, grandchildren, nephews, nieces, in-laws, relatives and many friends.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rest In Peace

Reposing at his residence on Tuesday evening from 4pm until 8pm. Requiem Mass on Wednesday in Our Lady’s Queen of Peace Church, Coosan at 12-00noon followed by burial afterwards in Coosan Cemetery.

Family flowers only please, donations, if desired, in lieu to South Westmeath Hospice.

 

UPDATE  26th March, 2019

With regret we inform you that the death has occurred of John Belotti
Castlebellingham, Louth / Dublin

· The death has occurred of John Belotti, Milestown, Castlebellingham, (late of ESB Head Office, Dublin), suddenly at home. John, beloved son of the late Alfredo and Bridget. Sadly missed by his heartbroken sisters Ursula, Elena, Anna, Clara, Maria and Teresa, his cherished friend Margaret Sexton, brothers-in-law, nieces, nephews, grandnieces, grandnephews, cousin Roberto, extended family, neighbours and friends.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rest in Peace

Reposing at Connors Funeral Home, Dunleer on Wednesday from 3pm until 8pm. Removal on Thursday morning at 10.30am to Saint Mary’s Church, Kilsaran arriving for Funeral Mass at 11am. Burial afterwards in adjoining cemetery.

 

UPDATE  23rd March, 2019

Demolition of ESB HO 2018


Rebuild of ESB HO 2019

Some information about a Company whose Retired Workers have had their pension frozen for 10 Years

(State in line for €35m dividend as profit at ESB reaches €60m)

The €35 million dividend will bring the total payout to the State over the past 10 years to €1.4 billion.

UPDATE  15th March, 2019

The GPC (General Purposes Committee) has decided that another Protest should follow quickly on the last one in order to keep up the momentum gained. This Protest will be held on Wednesday 27th March at 12 noon outside Dail Eireann in Kildare Street.

The issues for this Protest will be the same as the previous one, in support of a pension increase, but we will be targeting the Government this time, and in particular, The Minister for Employment & Social Protection within whose remit it is to establish procedures for pensioners i.e representation & arbitration to achieve fairness and justice. Remember, The Government are 95% shareholders in ESB

ESB Pensioners, as majority stakeholders in ESB DB Pension Scheme (70%), have no representation or arbitration procedures with ESB Management or ESB Pension Scheme Trustees. Both ESB & the Trustees have refused to engage with RSA on any of the issues raised in the letter handed in to ESB at our last protest.

This Protest will be on the same scale as the previous or bigger. We are contacting members via their Branch Secretaries and by email. Please pass on the message to those members not on email.

We will assemble at Schoolhouse Lane East Dublin 2 Opposite the National Museum and the Dept, of Agriculture, in Kildare Street. at 11:30 for a protest between 12:00 and 1:00 pm

This venue is much more convenient than ESB Gateway and can be accessed quite easily by public transport. The Luas Green line stops in Dawson Street and the 145 bus from Heuston station will leave you at Kildare Street.

We are also suggesting that you contact your local TD’s and inform them that you will be protesting outside Dail Eireann on 27th March in support of pensioner’s rights. There will be local elections this year and who know’s what will happen after Brexit, maybe a general election?

We will be wearing our high- viz yellow vests again so don’t forget to bring yours. Placards will be available on the day.

Tony Collins

NEC Chairman

UPDATE  15th March, 2019 (2)

THE PENSION PROMISE

The further document below has come to hand written by Brendan Clear, SECRETARY ON BEHALF OF THE TRUSTEES, dated 16th. September 1993

The highlighted paragraph reads :

“This means that the problems which were of such concern to the Trustees have now been removed and therefore there is now no question of reducing the benefits of the Scheme or making any change in the current practice of increasing pensions in line with ESB wage increases.”  !!!


Below is an extract summary of a report produced by ESB in 1996 titled History and Development of the Superannuation Scheme.
The third bullet point shows that Government intervention in our pension fund resulted in further liabilities for the fund.

See also previous items on the PENSION PROMISE below

Further to the January 3rd update this extract from the 2008 Pension Fund Annual Report confirms operation of the Pension Promise.


The photos here are of a pension booklet issued by Superannuation Group, Personnel Services, E.S.B.in July 1979 to staff.
In the text in item 29(b) Adjustment of Pensions it is clearly stated that
“In the case of all general Employee Pensioners and the majority of Manual Worker Pensioners, pensions are adjusted in line with the salaries of serving staff in the E.S.B.”

ESB, Will you honour the Pension Promise ?

UPDATE  10th March, 2019

With regret we inform you of the death of our colleague John Huggins, ESB Cork

Reposing at Fordes Funeral Home, Old Waterpark, Carrigaline. Removal Monday (11th) at 7.00pm to St. Mary’s Church, Passage West. Requiem Mass Tuesday (12th) at 2.00pm, funeral afterwards to St. Mary’s Cemetery, Passage West. Family flowers only please donations in lieu to Marymount.

RIP.ie notice for John Huggins

UPDATE  8th March, 2019

 

 

 

 

 

The Dublin Region / Head Office Branch social on 7th March enjoyed a very interesting, enjoyable and informative presentation on the Bridges of Dublin by Michael Phillips FIEI, former
Director of Traffic and City Engineer, Dublin City Council

Thanks to Michael Hughes for the photo.

UPDATE  5th March, 2019

Dublin Region and Head Office Branch Social

It’s time for yet another Branch Social event. The Social last September was a success, and as always, very well supported. All those who attended had a very enjoyable afternoon. The details for
the next event are as follows:

Event: Social Gathering
Venue: Wynn’s Hotel, Abbey Street
Date & Time: Thursday 7th March 2019 at 2.15 pm

There will be a guest speaker to give, what I understand, is a very informative and entertaining talk on the Bridges of the Liffey and the history associated with them. This is a departure from some of the more serious subject matters covered at previous social events. The committee believe that this topic will be of interest to our members.

There will be a break for refreshments followed by some quality musical entertainment from Tommy Fox who is a regular entertainer at our Socials. The most important aspect of these gatherings is to give members an opportunity to meet and catch up with former work colleagues in a comfortable
environment.

Spouses/ partners are welcome and refreshments will be provided.

We hope to see you all there!

 

UPDATE  28th February, 2019

 
Independent.ie
Thursday 28 February, 2019

ESB pensioners demonstrate against 10-year pension freeze

The ESB Retired Staff Association wants the traditional linking of pensions and employee salaries to be restored.

Members of the ESB Retired Staff Association picket ESB headquarters in Dublin (Niall Carson/PA)
Members of the ESB Retired Staff Association picket ESB headquarters in Dublin (Niall Carson/PA)

By Michelle DevanePress Association  

ESB pensioners have taken part in a protest calling for a pension increase.

Retired workers demonstrated outside ESB’s headquarters in Dublin’s East Wall to demonstrate their anger and frustration over a 10-year freeze in increases to their pension payments.

The ESB Retired Staff Association wants the traditional linking of pensions and employee salaries to be restored.

Matt Kelly, national executive assistant secretary of the association, said they were driven to the protest because the ESB has said it will only negotiate with individuals, not with the association.

“We want the ESB to negotiate with us and to recognise it has a responsibility,” Mr Kelly said.

“It made a pension promise to the pensioners when we were employed that the increase in current salaries would be reflected in our pensions.

It’s immoral to change the rules at the end game and lose our benefits Matt Kelly

“They have reneged on that promise. We want them to restore our pension rights.”

He added: “We are looking for our pensions to be brought in line with current staff, which was the way for 40 years when I was employed by ESB.

“It’s immoral to change the rules at the end game and lose our benefits.”

In 2010, an agreement was made between the unions and ESB employees that ESB would no longer fund any deficit in the pension fund.

Mr Kelly, 74, said the agreement was made to the detriment of pensioners.

“We had no say, no vote in this agreement but it has resulted in our pension being frozen,” he said.

“It means that we are falling behind in inflation.”

Mr Kelly added: “If we agreed to it, well and good, but we had no vote in this so we’re pretty upset about it.”

More than 9,000 pensioners are affected.

Last August, the association submitted a claim for a 7.7% increase.

Mr Kelly said the claim was to match what serving employees were awarded between 2015-2017.

The claim was rejected.

Prior to 2010, pensioners were awarded pension increases in line with salary increases awarded to staff, a practice that had been maintained for more than 40 years.

Mr Kelly said they contributed to the pension fund so they consider it their money.

“We regard it as deferred payment. We contributed. The employer also contributed, but it’s our money,” he said.

Press Association

Please Note the Press Association article above was also carried by The Belfast Telegraph (belfasttelegraph.co.uk) and BreakingNews.ie on 26 February, 2019

Radio Station interviews were broadcast on :

Ocean FM (Bernard Culligan)

Kildare FM and Radio Kerry (Tony Collins)

UPDATE (3) 27th February, 2019

Irish Independent

Irish Independent Industry Correspondent

26 February, 2019   4:03 PM

……………………………………………..Meanwhile, up to 9,000 ESB pensioners on guaranteed pensions are demanding a 7pc hike in their payments to keep pace with staff pay rises.

The ESB Retired Staff Association’s 15 branches held a protest at the company’s head office yesterday calling for an end to a ten year pension freeze.It wants a traditional link between pensions and ESB employees’ salaries restored. It says this was the practice for over 40 years until 2010.

The pensioner said they are in dispute with the ESB and the trustees of the company’s defined benefit pension scheme.

The association submitted a claim for a  7.7pc increase last August, in line with what it says staff received between 2015 and 2017.

However, it said the ESB and ESB Defined Benefit Pension Fund rejected the claim.

It said the ESB pension fund had an actuarial surplus of €58m in 2017, in a statement.

“But ESB Retired Staff Association would regard the inclusion of a €700m liability for future year pension increases in a solvency test of whether a pension increase in a single year can be granted as a very flawed approach.”

UPDATE (2) 27th February, 2019

Hundreds of retired ESB workers protest at company headquarters
Demonstrators demand pension increases that were stripped almost 10 years ago
about 17 hours ago
Mark Hilliard (IRISH TIMES)

Members of ESB Retired Staff Association picket the ESB headquarters in Dublin. Photograph: Niall Carson/PA Wire

Hundreds of retired ESB workers marched on the company’s Dublin headquarters on Tuesday demanding pension increases they say were stripped from them unfairly almost 10 years ago.
They are just one strand of thousands of former semi-State employees who feel cast aside by changes to their pension schemes.
Those affected say they are struggling, trapped between the realities of a frozen income and the rising cost of living, and with nobody to fight their corner.
“It’s very simple, [it is] 10 years and we got nothing,” said one worker who asked only to be identified as Jim. “You have to watch the shillings. The bills are coming in and they are going up all the time.”
The ESB Retired Staff Association, which organised the march, explained how its members became trapped by the terms of a 2010 pension agreement negotiated between management and unions without their input, and that essentially imposed an ongoing freeze in payment increases.

Members of ESB Retired Staff Association picket the ESB headquarters in Dublin. Photograph: Niall Carson/PA Wire

‘Rejected’ claim
A claim it submitted last year for a 7.7 per cent increase – reflecting what they say existing staff have received between 2015 and 2017 – was “rejected” by the ESB and the pension fund, it said.
There is a general sense among workers that they have no outlet to raise their concerns or options other than a prohibitively expensive legal action.
This apparent frustration was set out at an Oireachtas Committee last October during which representatives of the ESB, RTÉ and Bord na Móna retirees said they had tried, unsuccessfully, to discuss the issue with the Equality Tribunal, the ombudsman, through industrial relations procedures and with trustees of funds.
On Tuesday, demonstrators from around the country wore yellow high-vis vests outside the company’s East Wall headquarters as a handful of employees looked on. The ESB said the pension scheme “is managed and operated independently” and declined to comment.
Its trustees, who the retired workers say have flatly refused to engage, could not be reached for comment. The ESB group of unions, who the workers say negotiated the 2010 agreement, said nobody was available for comment.
‘Going nowhere’
However, it is this sense of firmly shut doors that is fuelling the workers’ determination to protest, particularly in the run up to a general election.
“I have a message for them here today: we are going nowhere,” Tom O’Brien, from Tralee, Co Kerry, who retired in 2013, told the crowd through a PA system. “Our voices are only going to get louder and louder and louder.”
He told them that each person who turned up – organisers put the figure at 500 – represented five who could not.
Marcella Doyle, who retired 15 years ago, said she has spent the majority of that time on a fixed income with rising living costs, including a 160 per cent bump in health insurance.
“As far as I am concerned, the ESB don’t know we are here. We don’t exist,” she shrugged.
A woman called Dorry from Co Wexford explained how her late husband who retired almost a quarter of a century ago had worked as an on-call engineer fixing electrical faults as people phoned their house with pleas for assistance. Dorry continued to answer the phone when he went out.
“For the first 15 years of our marriage we didn’t have a Christmas dinner on Christmas day because my husband was out working,” she said, adding that today she is “fighting to live”.

UPDATE (1) 27thFebruary, 2019

The link below is to the Trident Consulting Actuarial Report titled
“A Review for the ESB Retired Staff Association of the Scheme’s ability to support pension increases”

This report was given to ESB by ESB Retired Staff Association on 5th. February 2019.

Trident Final Report on Support for Pension Increases Nov 2018

The following is a summary of the important issues extracted form the Trident Consultants report:

1. The 2010 agreement has had a major negative impact on pensioners – Pay parity with serving employees was broken, Pension increases subject to annual solvency test and no facility for catch-up increases

2. The divergence between incomes of serving staff and pensioners (8.3%) resulting from the application of the 2010 Pensions Agreement (between ESB and Unions) to pensioners and the potential for greater divergence (33.9%)

3. The inclusion of C.€700 million liability for future year pension increases in a solvency test of whether a pension increase in a single year can be granted is a flawed approach

4. The shortfall of €188 million in funding future service liabilities of serving staff only serves to further impact negatively on the potential for pension increases

5. The Pension Scheme has been in balance since 2011 with an ongoing solvency level of 98% in 2011 up to 101% in 2017.

6. The assumptions underlying the ongoing valuation depend on the judgement of the actuary and hence pensioners’ incomes depend directly on this judgement.

7. Annual CARE pension revaluation of CPI + 1% for serving staff is not subject to a solvency test and is not funded by additional contributions from either Employer or Employee (Current Employees Take Note)

8. Pensionable salary increases for employees are also not subject to any solvency test

UPDATE 26th February, 2019

OUR THANKS TO ALL WHO TOOK PART IN TODAY’S PROTEST AT ESB HO EAST WALL ROAD IN SUPPORT OF OUR PENSION CLAIM.
SPECIAL THANKS TO THE BRANCHES WHO TRAVELED FROM ALL BRANCHES NATION WIDE!
WE WILL TOMORROW PUBLISH THE REPORT COMMISSIONED FROM TRIDENT CONSULTING ON THE ESB DEFINED BENEFIT SCHEME WHICH WAS SUBMITTED TO ESB.

Photos by Michael Hughes shows a section of the large turn out at the ESBRSA protest at ESB Head Office 26th February 2019
Thanks to all who attended in support of our Pension Claim after a 10 year Pension Freeze
More Photos have been added to the Gallery !

UPDATE 22nd February, 2019

All Members Please take Important Note of the Following:


ESB Retired Staff Association will hold a Major Protest March in support of a pension increase after a 10-Year Pension Freeze


Event : Major Protest March

Venue: ESB HQ at Gateway, East Wall Road, Dublin 3.

Date & Time: Tuesday 26th February 2019 – assembly at 11.30 am beside Starbucks East Wall Road for Protest at 12 Noon

Weather: The current forecast is for a dry sunny day with a max temperature of 13C

ESBRSA National Executive Committee (NEC) have organised a Protest March in Support of a pension increase.
The National Executive Committee lodged a claim against both ESB and Trustees of the Pension Fund for a 7.7% increase in August 2018 which has been rejected by both ESB & Trustees. This was to match what serving employees were awarded between 2015 – 2017.
ESB Group of Unions are currently in negotiations with ESB for a further round of pay increases for employees. Prior to 2010, pensioners were always awarded pension increases in line with salary increases awarded to staff, a practice that had been maintained for more than 40 years up to 2010.
We are asking All 15 Branches of ESBRSA to participate in this protest to demonstrate our anger and frustration at the way pensioners have been treated since 2010.
The quickest and shortest route to ESB HQ at Gateway by Public Transport is by the 130 bus from Lower Abbey Street, opposite Abbey Theatre. The 130 bus runs every 10 minutes and you get off the bus at stop no. 519, Annesley Bridge, Fairview and the Gateway HQ is only about a 5 minute-walk down East Wall Road. The 29A bus, also from Lower Abbey Street will bring you to Annesley Bridge, but is not as frequent as the 130. An ESBRSA Protest Marshal will be at the bus stop in Abbey Street to assist members. He will wear a Hi Viz yellow vest with ESB Retired Staff printed on the back and will wear a “Marshal” armband.
ESB Gateway is also accessible by DART via Clontarf Station and by LUAS to the Point Depot with a 20-minute walk to Gateway.
There is a Starbucks, LIDL & McDonalds very close to ESB HQ where refreshments and toilet facilities are available. There will be designated spokespersons in the event of a media presence and also designated Marshals to ensure member safety. High Visibility Vests will be given to all ESBRSA participants. The protest is expected to last for 1 hour Approx.

Please show your support by turning out in large numbers for this protest !!!  Spouses & Partners are Welcome too!!

UPDATE 6th February, 2019

Retirement Notice, Frank McManus, Smart Energy Services.

Frank will be celebrating his departure from ESB on Friday 22nd February, in Kennedy’s of Westland Row, D2. Commencing from 6p.m. with the intention of continuing on to the small hours.

Frank started his career in Head Office, in research & development, working in the area of energy conservation and he was implicit in building 6 energy efficient houses in Kilcock in the 80’s. He then moved to key account management in customer services, working in the commercial and industrial sectors and now finishing up in Electric Ireland working in the R&D area of data analytics in Smart Energy Services.

Frank would love you to join him on the night, for an evening of refreshments and light banter.

Venue: Kennedy’s of Westland Row, D2 (Downstairs)

Time/Date: Friday, 22nd February from 6p.m.

UPDATE 5th February, 2019


THE PENSION PROMISE
Below is an extract summary of a report produced by ESB in 1996 titled History and Development of the Superannuation Scheme.
The third bullet point shows that Government intervention in our pension fund resulted in further liabilities for the fund.

See also previous items on the PENSION PROMISE below

Further to the January 3rd update this extract from the 2008 Pension Fund Annual Report confirms operation of the Pension Promise.


The photos here are of a pension booklet issued by Superannuation Group, Personnel Services, E.S.B.in July 1979 to staff.
In the text in item 29(b) Adjustment of Pensions it is clearly stated that
“In the case of all general Employee Pensioners and the majority of Manual Worker Pensioners, pensions are adjusted in line with the salaries of serving staff in the E.S.B.”

ESB, Will you honour the Pension Promise ?

UPDATE 29th January, 2019

Ollie Brogan, Managing Director, ESB International will be retiring from the company shortly.
Ollie’s retirement will be on the 31st May 2019. It will be held in the ESB International at One Dublin Airport Central, Dublin Airport, Cloghran

UPDATE 15th January, 2019

The extract below of an email covers probably the most important item from the recent Savvi AGM. This will enable members to communicate their views before its implementation. The extract goes as follows:

As you may be aware, Savvi Credit Union’s AGM was held on Friday evening last in The Convention Centre Dublin. During the AGM, a reduction in Death Benefit Insurance (DBI) and Life Savings Insurance (LS) was announced and discussed. Due to the reduction in the Credit Union’s income, principally due to investment market returns and the corresponding drop in the surplus generated, the Board of Directors is regrettably and very reluctantly having to implement a reduction in the level of DBI and LS cover for members.

DBI will reduce from €3,250 to €1,950

The maximum amount of share insurance will reduce from €7,700 to €3,000 and will be subject to the usual terms and conditions.

This reduction has not yet been implemented – members will be notified of the change in writing over the next couple of weeks and the letter will state when the changes will come into effect. There is no change to the Loan Protection Insurance (LP) and cover will stay the same where members up to the age of 70 have their loan balances insured.

This has been a very hard decision for the Board to take and was only done after months of exhaustive efforts to see if there were viable alternatives. As noted above, the reason for the reduction is that it is no longer financially feasible for the Credit Union to continue to provide cover given the associated costs. It is obviously not something that the Board wants to do, however, as the elected representatives of the Credit Union as voted for by the members, it is the responsibility of the Board to ensure that Savvi Credit Union can continue to operate and remain viably sustainable in the future for all members.

If members have any questions or concerns, the Credit Union can be contacted on 01-6325100 or e-mail hello@savvi.ie

UPDATE 8th January, 2019

Further to the January 3rd update this extract from the 2008 Pension Fund Annual Report confirms operation of the Pension Promise.

UPDATE 3rd January, 2019


The photos here are of a pension booklet issued by Superannuation Group, Personnel Services, E.S.B.in July 1979 to staff.
In the text in item 29(b) Adjustment of Pensions it is clearly stated that
“In the case of all general Employee Pensioners and the majority of Manual Worker Pensioners, pensions are adjusted in line with the salaries of serving staff in the E.S.B.”

ESB, Will you honour the Pension Promise ?

 

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